Call reports 2012
KEY COMMUNITY BANK — 2012
What KEY COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,021,000 | 50,695,000 | 51,822,000 | 45,941,000 |
| Total loans | 34,447,000 | 33,373,000 | 29,610,000 | 27,455,000 |
| Allowance for loan losses | 946,000 | 903,000 | 1,004,000 | 1,012,000 |
| Securities available for sale | 10,716,000 | 8,651,000 | 8,600,000 | 7,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,370,000 | 43,095,000 | 46,237,000 | 41,991,000 |
| Interest-bearing deposits | 33,322,000 | 30,002,000 | 30,554,000 | 30,310,000 |
| Noninterest-bearing deposits | 11,048,000 | 13,093,000 | 15,683,000 | 11,681,000 |
| Equity capital | 4,306,000 | 3,623,000 | 3,211,000 | 3,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,031,000 | 1,495,000 | 1,969,000 |
| Interest expense | 74,000 | 131,000 | 180,000 | 223,000 |
| Net interest income | 458,000 | 900,000 | 1,315,000 | 1,746,000 |
| Noninterest income | 59,000 | 123,000 | 147,000 | 79,000 |
| Noninterest expense | 572,000 | 1,316,000 | 2,161,000 | 2,638,000 |
| Provision for loan losses | 378,000 | 813,000 | 813,000 | 813,000 |
| Pretax income | -433,000 | -1,106,000 | -1,512,000 | -1,626,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -434,000 | -1,107,000 | -1,513,000 | -1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,265,000 | 3,592,000 | 3,187,000 | 3,073,000 |
| Total capital | 4,758,000 | 4,069,000 | 3,646,000 | 3,501,000 |
| Risk-weighted assets | 38,966,000 | 37,727,000 | 36,185,000 | 33,627,000 |