Call reports 2011
KEY COMMUNITY BANK — 2011
What KEY COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,559,000 | 58,904,000 | 62,865,000 | 60,204,000 |
| Total loans | 42,432,000 | 42,017,000 | 41,986,000 | 39,226,000 |
| Allowance for loan losses | 728,000 | 778,000 | 533,000 | 1,129,000 |
| Securities available for sale | 11,779,000 | 11,878,000 | 11,848,000 | 10,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,066,000 | 43,694,000 | 48,190,000 | 45,077,000 |
| Interest-bearing deposits | 34,344,000 | 33,999,000 | 36,420,000 | 33,798,000 |
| Noninterest-bearing deposits | 9,722,000 | 9,695,000 | 11,770,000 | 11,280,000 |
| Equity capital | 6,050,000 | 5,642,000 | 5,622,000 | 4,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,462,000 | 2,146,000 | 2,762,000 |
| Interest expense | 105,000 | 209,000 | 313,000 | 397,000 |
| Net interest income | 596,000 | 1,253,000 | 1,833,000 | 2,365,000 |
| Noninterest income | 44,000 | 66,000 | 64,000 | -115,000 |
| Noninterest expense | 613,000 | 1,238,000 | 1,881,000 | 2,354,000 |
| Provision for loan losses | 0 | 489,000 | 506,000 | 1,255,000 |
| Pretax income | 27,000 | -408,000 | -490,000 | -1,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | -408,000 | -490,000 | -1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,087,000 | 5,651,000 | 5,569,000 | 4,700,000 |
| Total capital | 6,687,000 | 6,247,000 | 6,102,000 | 5,236,000 |
| Risk-weighted assets | 47,910,000 | 47,539,000 | 46,326,000 | 42,305,000 |