Call reports 2010
KEY COMMUNITY BANK — 2010
What KEY COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,501,000 | 64,656,000 | 62,733,000 | 62,916,000 |
| Total loans | 47,978,000 | 45,481,000 | 43,009,000 | 43,103,000 |
| Allowance for loan losses | 604,000 | 624,000 | 636,000 | 737,000 |
| Securities available for sale | 11,684,000 | 10,692,000 | 12,732,000 | 11,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,062,000 | 44,840,000 | 45,019,000 | 46,357,000 |
| Interest-bearing deposits | 37,551,000 | 34,874,000 | 33,784,000 | 34,652,000 |
| Noninterest-bearing deposits | 10,511,000 | 9,966,000 | 11,235,000 | 11,705,000 |
| Equity capital | 7,228,000 | 7,148,000 | 7,184,000 | 6,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,542,000 | 2,297,000 | 3,009,000 |
| Interest expense | 152,000 | 290,000 | 414,000 | 533,000 |
| Net interest income | 632,000 | 1,252,000 | 1,883,000 | 2,476,000 |
| Noninterest income | 82,000 | 135,000 | 239,000 | 198,000 |
| Noninterest expense | 605,000 | 1,251,000 | 1,942,000 | 3,524,000 |
| Provision for loan losses | 0 | 120,000 | 130,000 | 235,000 |
| Pretax income | 109,000 | 16,000 | 50,000 | -1,085,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 16,000 | 50,000 | -1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,253,000 | 7,160,000 | 7,194,000 | 6,060,000 |
| Total capital | 7,857,000 | 7,784,000 | 7,810,000 | 6,665,000 |
| Risk-weighted assets | 54,248,000 | 51,663,000 | 49,255,000 | 49,120,000 |