Call reports 2002
KEY COMMUNITY BANK — 2002
What KEY COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,837,000 | 54,975,000 | 57,802,000 | 63,322,000 |
| Total loans | 33,288,000 | 37,860,000 | 41,911,000 | 46,989,000 |
| Allowance for loan losses | 400,000 | 423,000 | 450,000 | 501,000 |
| Securities available for sale | 8,149,000 | 8,780,000 | 7,679,000 | 8,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,728,000 | 44,882,000 | 46,810,000 | 50,696,000 |
| Interest-bearing deposits | 33,740,000 | 36,101,000 | 36,541,000 | 39,438,000 |
| Noninterest-bearing deposits | 8,988,000 | 8,782,000 | 10,269,000 | 11,258,000 |
| Equity capital | 3,724,000 | 4,092,000 | 4,332,000 | 4,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,681,000 | 2,690,000 | 3,738,000 |
| Interest expense | 298,000 | 599,000 | 909,000 | 1,234,000 |
| Net interest income | 540,000 | 1,082,000 | 1,781,000 | 2,504,000 |
| Noninterest income | 51,000 | 99,000 | 156,000 | 214,000 |
| Noninterest expense | 366,000 | 745,000 | 1,195,000 | 1,733,000 |
| Provision for loan losses | 25,000 | 48,000 | 75,000 | 127,000 |
| Pretax income | 150,000 | 338,000 | 542,000 | 700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 338,000 | 542,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,889,000 | 4,076,000 | 4,280,000 | 4,439,000 |
| Total capital | 4,289,000 | 4,499,000 | 4,730,000 | 4,940,000 |
| Risk-weighted assets | 40,978,000 | 44,246,000 | 46,108,000 | 48,545,000 |