Call reports 2001
KEY COMMUNITY BANK — 2001
What KEY COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,124,000 | 47,619,000 | 45,812,000 | 49,098,000 |
| Total loans | 21,950,000 | 23,736,000 | 27,602,000 | 31,565,000 |
| Allowance for loan losses | 223,000 | 263,000 | 300,000 | 375,000 |
| Securities available for sale | 10,992,000 | 10,508,000 | 10,553,000 | 7,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,776,000 | 43,560,000 | 37,930,000 | 39,132,000 |
| Interest-bearing deposits | 27,334,000 | 37,184,000 | 31,325,000 | 31,388,000 |
| Noninterest-bearing deposits | 6,442,000 | 6,376,000 | 6,605,000 | 7,744,000 |
| Equity capital | 3,556,000 | 3,683,000 | 3,845,000 | 3,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,659,000 | 2,496,000 | 3,293,000 |
| Interest expense | 429,000 | 826,000 | 1,232,000 | 1,552,000 |
| Net interest income | 371,000 | 833,000 | 1,264,000 | 1,741,000 |
| Noninterest income | 24,000 | 58,000 | 97,000 | 140,000 |
| Noninterest expense | 297,000 | 621,000 | 948,000 | 1,301,000 |
| Provision for loan losses | 16,000 | 57,000 | 93,000 | 168,000 |
| Pretax income | 82,000 | 213,000 | 320,000 | 412,000 |
| Income tax | 8,000 | 21,000 | 12,000 | 12,000 |
| Net income | 74,000 | 192,000 | 308,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,558,000 | 3,675,000 | 3,792,000 | 3,884,000 |
| Total capital | 3,781,000 | 3,939,000 | 4,092,000 | 4,259,000 |
| Risk-weighted assets | 28,925,000 | 31,159,000 | 34,338,000 | 38,409,000 |