Call reports 2020
LAMESA NATIONAL BANK, THE — 2020
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 379,839,000 | 383,082,000 | 371,190,000 | 400,897,000 |
| Total loans | 63,201,000 | 83,404,000 | 74,366,000 | 64,060,000 |
| Allowance for loan losses | 2,000,000 | 1,970,000 | 2,633,000 | 2,035,000 |
| Securities available for sale | 196,598,000 | 197,524,000 | 201,965,000 | 230,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,694,000 | 344,907,000 | 333,881,000 | 363,940,000 |
| Interest-bearing deposits | 227,521,000 | 227,689,000 | 217,176,000 | 229,511,000 |
| Noninterest-bearing deposits | 115,173,000 | 117,218,000 | 116,705,000 | 134,429,000 |
| Equity capital | 36,387,000 | 37,456,000 | 36,634,000 | 36,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 4,471,000 | 6,114,000 | 7,686,000 |
| Interest expense | 924,000 | 1,754,000 | 2,482,000 | 3,172,000 |
| Net interest income | 1,610,000 | 2,717,000 | 3,632,000 | 4,514,000 |
| Noninterest income | 18,000 | 305,000 | 89,000 | 114,000 |
| Noninterest expense | 904,000 | 1,656,000 | 2,273,000 | 3,039,000 |
| Provision for loan losses | 0 | 0 | 0 | -600,000 |
| Pretax income | 724,000 | 1,366,000 | 1,448,000 | 2,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 724,000 | 1,366,000 | 1,448,000 | 2,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,316,000 | 35,958,000 | 35,540,000 | 35,731,000 |
| Total capital | 37,485,000 | 38,098,000 | 37,732,000 | 37,796,000 |
| Risk-weighted assets | 175,545,000 | 177,570,000 | 174,882,000 | 179,894,000 |