Call reports 2016
LAMESA NATIONAL BANK, THE — 2016
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 294,901,000 | 284,350,000 | 281,151,000 | 313,420,000 |
| Total loans | 76,322,000 | 95,289,000 | 109,816,000 | 96,599,000 |
| Allowance for loan losses | 1,786,000 | 1,940,000 | 2,039,000 | 2,053,000 |
| Securities available for sale | 158,780,000 | 148,599,000 | 124,308,000 | 155,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,653,000 | 253,676,000 | 249,752,000 | 282,904,000 |
| Interest-bearing deposits | 189,107,000 | 183,210,000 | 180,905,000 | 183,511,000 |
| Noninterest-bearing deposits | 75,546,000 | 70,466,000 | 68,847,000 | 99,393,000 |
| Equity capital | 29,762,000 | 30,072,000 | 30,709,000 | 29,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,491,000 | 5,472,000 | 7,429,000 |
| Interest expense | 389,000 | 766,000 | 1,141,000 | 1,518,000 |
| Net interest income | 1,330,000 | 2,725,000 | 4,331,000 | 5,911,000 |
| Noninterest income | 41,000 | 86,000 | 122,000 | 161,000 |
| Noninterest expense | 762,000 | 1,502,000 | 2,141,000 | 2,838,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 609,000 | 1,359,000 | 2,275,000 | 3,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 609,000 | 1,359,000 | 2,275,000 | 3,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,469,000 | 29,668,000 | 30,309,000 | 30,713,000 |
| Total capital | 31,242,000 | 31,694,000 | 32,398,000 | 32,786,000 |
| Risk-weighted assets | 141,744,000 | 162,106,000 | 171,318,000 | 172,897,000 |