Call reports 2015
LAMESA NATIONAL BANK, THE — 2015
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 317,302,000 | 296,547,000 | 288,848,000 | 311,482,000 |
| Total loans | 76,612,000 | 91,524,000 | 111,578,000 | 97,990,000 |
| Allowance for loan losses | 1,968,000 | 1,968,000 | 1,788,000 | 1,797,000 |
| Securities available for sale | 173,773,000 | 161,634,000 | 150,502,000 | 163,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,871,000 | 268,345,000 | 259,344,000 | 282,625,000 |
| Interest-bearing deposits | 211,083,000 | 199,959,000 | 194,175,000 | 191,400,000 |
| Noninterest-bearing deposits | 77,788,000 | 68,386,000 | 65,169,000 | 91,225,000 |
| Equity capital | 27,999,000 | 27,668,000 | 28,903,000 | 28,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,028,000 | 6,849,000 | 9,154,000 |
| Interest expense | 418,000 | 833,000 | 1,236,000 | 1,636,000 |
| Net interest income | 1,633,000 | 3,195,000 | 5,613,000 | 7,518,000 |
| Noninterest income | 40,000 | 91,000 | 114,000 | 157,000 |
| Noninterest expense | 710,000 | 1,415,000 | 2,014,000 | 2,705,000 |
| Provision for loan losses | 0 | 0 | 800,000 | 1,350,000 |
| Pretax income | 963,000 | 1,965,000 | 3,032,000 | 3,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 963,000 | 1,965,000 | 3,032,000 | 3,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,821,000 | 28,083,000 | 28,749,000 | 28,860,000 |
| Total capital | 29,697,000 | 30,015,000 | 30,592,000 | 30,676,000 |
| Risk-weighted assets | 149,988,000 | 154,403,000 | 163,148,000 | 161,868,000 |