Call reports 2014
LAMESA NATIONAL BANK, THE — 2014
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 307,757,000 | 290,163,000 | 308,590,000 | 327,435,000 |
| Total loans | 68,401,000 | 88,314,000 | 110,758,000 | 96,134,000 |
| Allowance for loan losses | 1,319,000 | 1,425,000 | 1,817,000 | 1,835,000 |
| Securities available for sale | 165,663,000 | 161,602,000 | 159,351,000 | 168,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,553,000 | 259,698,000 | 277,681,000 | 296,487,000 |
| Interest-bearing deposits | 204,789,000 | 195,816,000 | 192,308,000 | 209,308,000 |
| Noninterest-bearing deposits | 71,764,000 | 63,882,000 | 85,373,000 | 87,179,000 |
| Equity capital | 30,753,000 | 29,988,000 | 30,393,000 | 30,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,814,000 | 6,173,000 | 8,479,000 |
| Interest expense | 386,000 | 784,000 | 1,188,000 | 1,614,000 |
| Net interest income | 1,444,000 | 3,030,000 | 4,985,000 | 6,865,000 |
| Noninterest income | 46,000 | 103,000 | 137,000 | 161,000 |
| Noninterest expense | 852,000 | 1,516,000 | 2,053,000 | 2,804,000 |
| Provision for loan losses | 0 | 100,000 | 400,000 | 1,000,000 |
| Pretax income | 638,000 | 1,517,000 | 2,669,000 | 3,222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 638,000 | 1,517,000 | 2,669,000 | 3,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,313,000 | 30,593,000 | 31,304,000 | 31,358,000 |
| Total capital | 31,632,000 | 32,018,000 | 33,121,000 | 33,193,000 |
| Risk-weighted assets | 118,370,000 | 148,046,000 | 169,518,000 | 167,514,000 |