Call reports 2008
LAMESA NATIONAL BANK, THE — 2008
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 212,946,000 | 205,852,000 | 205,503,000 | 220,446,000 |
| Total loans | 69,373,000 | 78,535,000 | 84,877,000 | 78,800,000 |
| Allowance for loan losses | 1,241,000 | 1,224,000 | 1,299,000 | 1,263,000 |
| Securities available for sale | 62,055,000 | 78,994,000 | 85,996,000 | 89,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,923,000 | 182,442,000 | 181,385,000 | 194,635,000 |
| Interest-bearing deposits | 141,967,000 | 141,950,000 | 142,514,000 | 147,595,000 |
| Noninterest-bearing deposits | 46,956,000 | 40,492,000 | 38,871,000 | 47,040,000 |
| Equity capital | 23,110,000 | 22,378,000 | 23,154,000 | 24,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,695,000 | 5,197,000 | 7,764,000 | 10,293,000 |
| Interest expense | 1,295,000 | 2,439,000 | 3,491,000 | 4,462,000 |
| Net interest income | 1,400,000 | 2,758,000 | 4,273,000 | 5,831,000 |
| Noninterest income | 32,000 | 202,000 | 220,000 | 290,000 |
| Noninterest expense | 577,000 | 1,199,000 | 1,809,000 | 2,923,000 |
| Provision for loan losses | -300,000 | -300,000 | -225,000 | -425,000 |
| Pretax income | 1,187,000 | 2,106,000 | 2,954,000 | 3,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,187,000 | 2,106,000 | 2,954,000 | 3,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,372,000 | 22,491,000 | 22,939,000 | 23,055,000 |
| Total capital | 23,613,000 | 23,715,000 | 24,238,000 | 24,318,000 |
| Risk-weighted assets | 159,960,000 | 140,363,000 | 134,958,000 | 144,575,000 |