Call reports 2007
LAMESA NATIONAL BANK, THE — 2007
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 182,284,000 | 177,157,000 | 196,018,000 | 194,850,000 |
| Total loans | 73,014,000 | 90,358,000 | 109,688,000 | 93,318,000 |
| Allowance for loan losses | 981,000 | 1,136,000 | 1,352,000 | 1,329,000 |
| Securities available for sale | 74,523,000 | 77,169,000 | 75,957,000 | 61,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,202,000 | 145,568,000 | 151,045,000 | 172,052,000 |
| Interest-bearing deposits | 121,573,000 | 115,636,000 | 121,093,000 | 129,677,000 |
| Noninterest-bearing deposits | 32,629,000 | 29,932,000 | 29,952,000 | 42,375,000 |
| Equity capital | 27,038,000 | 27,058,000 | 21,091,000 | 21,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,740,000 | 5,475,000 | 8,510,000 | 11,558,000 |
| Interest expense | 1,160,000 | 2,330,000 | 3,677,000 | 5,089,000 |
| Net interest income | 1,580,000 | 3,145,000 | 4,833,000 | 6,469,000 |
| Noninterest income | 47,000 | 192,000 | 231,000 | 278,000 |
| Noninterest expense | 593,000 | 1,220,000 | 1,786,000 | 2,437,000 |
| Provision for loan losses | 0 | 50,000 | 466,000 | 366,000 |
| Pretax income | 1,034,000 | 2,067,000 | 2,811,000 | 3,957,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,034,000 | 2,067,000 | 2,811,000 | 3,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,062,000 | 27,495,000 | 20,839,000 | 21,185,000 |
| Total capital | 28,043,000 | 28,631,000 | 22,191,000 | 22,514,000 |
| Risk-weighted assets | 100,118,000 | 113,437,000 | 133,452,000 | 140,100,000 |