Call reports 2006
LAMESA NATIONAL BANK, THE — 2006
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 190,658,000 | 177,302,000 | 175,621,000 | 191,470,000 |
| Total loans | 64,709,000 | 73,346,000 | 84,104,000 | 78,168,000 |
| Allowance for loan losses | 954,000 | 1,067,000 | 1,113,000 | 1,114,000 |
| Securities available for sale | 84,167,000 | 84,810,000 | 74,323,000 | 80,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,268,000 | 151,578,000 | 148,696,000 | 164,026,000 |
| Interest-bearing deposits | 126,408,000 | 121,345,000 | 119,245,000 | 123,717,000 |
| Noninterest-bearing deposits | 38,860,000 | 30,233,000 | 29,451,000 | 40,309,000 |
| Equity capital | 24,791,000 | 24,990,000 | 25,783,000 | 25,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,935,000 | 7,472,000 | 10,220,000 |
| Interest expense | 906,000 | 1,854,000 | 2,869,000 | 4,038,000 |
| Net interest income | 1,381,000 | 3,081,000 | 4,603,000 | 6,182,000 |
| Noninterest income | 124,000 | 181,000 | 217,000 | 272,000 |
| Noninterest expense | 592,000 | 1,263,000 | 1,878,000 | 2,559,000 |
| Provision for loan losses | -245,000 | -60,000 | 525,000 | 665,000 |
| Pretax income | 1,158,000 | 2,059,000 | 2,417,000 | 3,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,158,000 | 2,059,000 | 2,417,000 | 3,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,496,000 | 25,801,000 | 25,915,000 | 26,028,000 |
| Total capital | 26,450,000 | 26,868,000 | 27,028,000 | 27,142,000 |
| Risk-weighted assets | 93,793,000 | 99,118,000 | 108,042,000 | 106,114,000 |