Call reports 2005
LAMESA NATIONAL BANK, THE — 2005
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 178,152,000 | 172,406,000 | 171,007,000 | 184,059,000 |
| Total loans | 60,945,000 | 69,576,000 | 89,492,000 | 77,971,000 |
| Allowance for loan losses | 932,000 | 985,000 | 1,244,000 | 1,115,000 |
| Securities available for sale | 92,594,000 | 78,498,000 | 63,192,000 | 68,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,854,000 | 148,613,000 | 147,013,000 | 159,309,000 |
| Interest-bearing deposits | 121,187,000 | 119,871,000 | 119,613,000 | 122,291,000 |
| Noninterest-bearing deposits | 33,667,000 | 28,742,000 | 27,400,000 | 37,018,000 |
| Equity capital | 22,570,000 | 22,700,000 | 22,941,000 | 23,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,699,000 | 5,694,000 | 7,923,000 |
| Interest expense | 624,000 | 1,314,000 | 2,046,000 | 2,888,000 |
| Net interest income | 1,274,000 | 2,385,000 | 3,648,000 | 5,035,000 |
| Noninterest income | 114,000 | 182,000 | 220,000 | 254,000 |
| Noninterest expense | 562,000 | 1,174,000 | 1,770,000 | 2,356,000 |
| Provision for loan losses | 225,000 | 276,000 | 547,000 | 387,000 |
| Pretax income | 601,000 | 1,117,000 | 1,497,000 | 2,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 601,000 | 1,117,000 | 1,497,000 | 2,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,749,000 | 23,564,000 | 23,744,000 | 24,338,000 |
| Total capital | 24,681,000 | 24,549,000 | 24,988,000 | 25,453,000 |
| Risk-weighted assets | 87,904,000 | 95,733,000 | 112,161,000 | 105,858,000 |