Call reports 2003
LAMESA NATIONAL BANK, THE — 2003
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 168,193,000 | 162,634,000 | 165,002,000 | 185,726,000 |
| Total loans | 62,053,000 | 72,780,000 | 81,331,000 | 71,650,000 |
| Allowance for loan losses | 2,118,000 | 2,202,000 | 2,183,000 | 1,353,000 |
| Securities available for sale | 55,396,000 | 63,412,000 | 64,730,000 | 78,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,312,000 | 138,216,000 | 140,469,000 | 161,833,000 |
| Interest-bearing deposits | 117,185,000 | 115,457,000 | 116,487,000 | 119,540,000 |
| Noninterest-bearing deposits | 27,127,000 | 22,759,000 | 23,982,000 | 42,293,000 |
| Equity capital | 23,300,000 | 23,460,000 | 23,863,000 | 22,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,758,000 | 5,735,000 | 7,667,000 |
| Interest expense | 593,000 | 1,167,000 | 1,711,000 | 2,221,000 |
| Net interest income | 1,218,000 | 2,591,000 | 4,024,000 | 5,446,000 |
| Noninterest income | 53,000 | 180,000 | 221,000 | 263,000 |
| Noninterest expense | 628,000 | 1,237,000 | 1,753,000 | 2,210,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 1,130,000 |
| Pretax income | 643,000 | 1,344,000 | 2,297,000 | 2,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 643,000 | 1,344,000 | 2,297,000 | 2,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,565,000 | 22,666,000 | 23,319,000 | 22,448,000 |
| Total capital | 23,662,000 | 23,862,000 | 24,616,000 | 23,701,000 |
| Risk-weighted assets | 86,775,000 | 94,676,000 | 102,865,000 | 100,273,000 |