Call reports 2002
LAMESA NATIONAL BANK, THE — 2002
What LAMESA NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 161,969,000 | 153,896,000 | 151,544,000 | 174,112,000 |
| Total loans | 69,552,000 | 75,979,000 | 85,551,000 | 77,270,000 |
| Allowance for loan losses | 1,653,000 | 1,502,000 | 1,508,000 | 1,943,000 |
| Securities available for sale | 82,528,000 | 39,994,000 | 47,374,000 | 49,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,193,000 | 132,013,000 | 128,358,000 | 149,511,000 |
| Interest-bearing deposits | 113,254,000 | 109,481,000 | 107,738,000 | 111,340,000 |
| Noninterest-bearing deposits | 24,939,000 | 22,532,000 | 20,620,000 | 38,171,000 |
| Equity capital | 22,749,000 | 21,028,000 | 22,104,000 | 22,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,167,000 | 6,297,000 | 9,703,000 |
| Interest expense | 879,000 | 1,663,000 | 2,413,000 | 3,089,000 |
| Net interest income | 1,199,000 | 2,504,000 | 3,884,000 | 6,614,000 |
| Noninterest income | 57,000 | 102,000 | 207,000 | 347,000 |
| Noninterest expense | 784,000 | 1,381,000 | 1,917,000 | 2,602,000 |
| Provision for loan losses | 0 | 2,100,000 | 2,100,000 | 2,683,000 |
| Pretax income | 472,000 | -844,000 | 127,000 | 1,743,000 |
| Income tax | -16,000 | -16,000 | -16,000 | -16,000 |
| Net income | 488,000 | -828,000 | 143,000 | 1,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,572,000 | 20,656,000 | 21,626,000 | 22,222,000 |
| Total capital | 23,691,000 | 21,868,000 | 22,926,000 | 23,495,000 |
| Risk-weighted assets | 89,000,000 | 96,601,000 | 103,787,000 | 101,211,000 |