Call reports 2012
NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK — 2012
What NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 194,855,000 | 188,606,000 | 189,029,000 | 189,309,000 |
| Total loans | 115,724,000 | 107,695,000 | 103,021,000 | 97,497,000 |
| Allowance for loan losses | 2,080,000 | 1,895,000 | 1,938,000 | 1,607,000 |
| Securities available for sale | 52,246,000 | 48,596,000 | 53,638,000 | 46,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,941,000 | 160,318,000 | 161,222,000 | 161,669,000 |
| Interest-bearing deposits | 137,694,000 | 137,231,000 | 137,950,000 | 135,209,000 |
| Noninterest-bearing deposits | 24,248,000 | 23,087,000 | 23,272,000 | 26,460,000 |
| Equity capital | 16,375,000 | 16,590,000 | 16,402,000 | 16,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 3,946,000 | 5,714,000 | 7,453,000 |
| Interest expense | 481,000 | 920,000 | 1,323,000 | 1,717,000 |
| Net interest income | 1,522,000 | 3,026,000 | 4,391,000 | 5,736,000 |
| Noninterest income | 507,000 | 962,000 | 1,478,000 | 2,012,000 |
| Noninterest expense | 1,710,000 | 3,434,000 | 5,337,000 | 7,065,000 |
| Provision for loan losses | 280,000 | 430,000 | 530,000 | 680,000 |
| Pretax income | 39,000 | 124,000 | 2,000 | 3,000 |
| Income tax | 3,000 | -5,000 | -5,000 | -5,000 |
| Net income | 36,000 | 129,000 | 7,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,122,000 | 15,648,000 | 15,526,000 | 15,527,000 |
| Total capital | 17,693,000 | 17,144,000 | 16,943,000 | 16,888,000 |
| Risk-weighted assets | 125,243,000 | 119,256,000 | 112,943,000 | 108,594,000 |