Call reports 2009
NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK — 2009
What NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 214,008,000 | 204,531,000 | 199,259,000 | 198,948,000 |
| Total loans | 160,044,000 | 145,769,000 | 138,354,000 | 134,479,000 |
| Allowance for loan losses | 2,612,000 | 2,582,000 | 2,214,000 | 2,635,000 |
| Securities available for sale | 30,785,000 | 38,844,000 | 40,751,000 | 43,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,409,000 | 159,253,000 | 154,574,000 | 154,929,000 |
| Interest-bearing deposits | 148,837,000 | 142,076,000 | 137,451,000 | 138,034,000 |
| Noninterest-bearing deposits | 20,572,000 | 17,176,000 | 17,123,000 | 16,894,000 |
| Equity capital | 16,985,000 | 17,099,000 | 17,232,000 | 16,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,823,000 | 5,518,000 | 8,186,000 | 10,730,000 |
| Interest expense | 1,242,000 | 2,420,000 | 3,520,000 | 4,494,000 |
| Net interest income | 1,581,000 | 3,098,000 | 4,666,000 | 6,236,000 |
| Noninterest income | 407,000 | 787,000 | 1,044,000 | 1,412,000 |
| Noninterest expense | 1,626,000 | 3,328,000 | 5,169,000 | 6,895,000 |
| Provision for loan losses | 0 | -150,000 | -150,000 | 913,000 |
| Pretax income | 362,000 | 707,000 | 889,000 | 38,000 |
| Income tax | 100,000 | 198,000 | 232,000 | -270,000 |
| Net income | 262,000 | 509,000 | 657,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,719,000 | 16,865,000 | 16,914,000 | 16,341,000 |
| Total capital | 18,833,000 | 18,822,000 | 18,796,000 | 18,184,000 |
| Risk-weighted assets | 168,607,000 | 155,899,000 | 150,219,000 | 146,609,000 |