Call reports 2008
NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK — 2008
What NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 212,836,000 | 219,300,000 | 207,104,000 | 203,910,000 |
| Total loans | 167,130,000 | 176,123,000 | 166,050,000 | 164,541,000 |
| Allowance for loan losses | 1,278,000 | 1,437,000 | 1,445,000 | 2,493,000 |
| Securities available for sale | 25,096,000 | 23,520,000 | 22,668,000 | 22,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,487,000 | 161,509,000 | 148,184,000 | 158,522,000 |
| Interest-bearing deposits | 146,749,000 | 139,889,000 | 128,962,000 | 139,007,000 |
| Noninterest-bearing deposits | 20,738,000 | 21,620,000 | 19,221,000 | 19,515,000 |
| Equity capital | 18,703,000 | 18,416,000 | 18,425,000 | 16,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,330,000 | 6,492,000 | 9,650,000 | 12,556,000 |
| Interest expense | 1,642,000 | 3,081,000 | 4,432,000 | 5,735,000 |
| Net interest income | 1,688,000 | 3,411,000 | 5,218,000 | 6,821,000 |
| Noninterest income | 357,000 | 805,000 | 1,148,000 | 1,383,000 |
| Noninterest expense | 1,596,000 | 3,362,000 | 4,906,000 | 6,546,000 |
| Provision for loan losses | 717,000 | 913,000 | 1,533,000 | 4,530,000 |
| Pretax income | -192,000 | 18,000 | 16,000 | -2,783,000 |
| Income tax | -110,000 | -68,000 | -133,000 | -1,091,000 |
| Net income | -82,000 | 86,000 | 149,000 | -1,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,433,000 | 18,494,000 | 18,507,000 | 16,666,000 |
| Total capital | 19,711,000 | 19,931,000 | 19,952,000 | 18,816,000 |
| Risk-weighted assets | 175,680,000 | 186,435,000 | 176,358,000 | 171,673,000 |