Call reports 2007
NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK — 2007
What NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 193,030,000 | 205,358,000 | 218,641,000 | 210,838,000 |
| Total loans | 142,198,000 | 157,569,000 | 162,751,000 | 164,149,000 |
| Allowance for loan losses | 969,000 | 1,073,000 | 1,129,000 | 1,182,000 |
| Securities available for sale | 28,288,000 | 28,471,000 | 28,651,000 | 27,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,840,000 | 156,421,000 | 182,044,000 | 173,765,000 |
| Interest-bearing deposits | 135,030,000 | 136,921,000 | 160,790,000 | 153,887,000 |
| Noninterest-bearing deposits | 20,811,000 | 19,500,000 | 21,254,000 | 19,878,000 |
| Equity capital | 18,177,000 | 18,184,000 | 18,438,000 | 18,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,300,000 | 6,872,000 | 10,727,000 | 14,556,000 |
| Interest expense | 1,627,000 | 3,384,000 | 5,378,000 | 7,310,000 |
| Net interest income | 1,673,000 | 3,488,000 | 5,349,000 | 7,246,000 |
| Noninterest income | 472,000 | 858,000 | 1,245,000 | 1,589,000 |
| Noninterest expense | 1,641,000 | 3,230,000 | 5,129,000 | 6,751,000 |
| Provision for loan losses | 10,000 | 170,000 | 290,000 | 335,000 |
| Pretax income | 497,000 | 949,000 | 1,180,000 | 1,761,000 |
| Income tax | 158,000 | 296,000 | 349,000 | 535,000 |
| Net income | 339,000 | 653,000 | 831,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,163,000 | 18,377,000 | 18,407,000 | 18,723,000 |
| Total capital | 19,132,000 | 19,450,000 | 19,536,000 | 19,905,000 |
| Risk-weighted assets | 154,804,000 | 167,295,000 | 174,533,000 | 173,375,000 |