Call reports 2006
NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK — 2006
What NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,363,000 | 171,651,000 | 176,321,000 | 185,135,000 |
| Total loans | 122,421,000 | 124,875,000 | 121,775,000 | 135,177,000 |
| Allowance for loan losses | 1,220,000 | 1,119,000 | 1,068,000 | 936,000 |
| Securities available for sale | 23,078,000 | 26,784,000 | 34,090,000 | 29,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,396,000 | 134,366,000 | 135,406,000 | 147,769,000 |
| Interest-bearing deposits | 120,018,000 | 112,246,000 | 114,207,000 | 127,722,000 |
| Noninterest-bearing deposits | 21,378,000 | 22,120,000 | 21,199,000 | 20,047,000 |
| Equity capital | 13,198,000 | 17,288,000 | 17,649,000 | 17,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,714,000 | 5,592,000 | 8,580,000 | 11,719,000 |
| Interest expense | 1,062,000 | 2,269,000 | 3,612,000 | 5,132,000 |
| Net interest income | 1,652,000 | 3,323,000 | 4,968,000 | 6,587,000 |
| Noninterest income | 798,000 | 1,288,000 | 1,591,000 | 2,362,000 |
| Noninterest expense | 2,146,000 | 3,894,000 | 5,626,000 | 7,406,000 |
| Provision for loan losses | 46,000 | 55,000 | 58,000 | 62,000 |
| Pretax income | 258,000 | 662,000 | 875,000 | 1,481,000 |
| Income tax | 77,000 | 203,000 | 252,000 | 456,000 |
| Net income | 181,000 | 459,000 | 623,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,406,000 | 17,623,000 | 17,711,000 | 17,899,000 |
| Total capital | 14,626,000 | 18,742,000 | 18,779,000 | 18,835,000 |
| Risk-weighted assets | 130,825,000 | 134,192,000 | 135,333,000 | 147,451,000 |