Call reports 2005
NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK — 2005
What NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 169,739,000 | 159,113,000 | 162,190,000 | 167,547,000 |
| Total loans | 116,878,000 | 114,931,000 | 119,915,000 | 125,441,000 |
| Allowance for loan losses | 1,202,000 | 1,143,000 | 1,055,000 | 1,179,000 |
| Securities available for sale | 32,719,000 | 24,291,000 | 21,149,000 | 21,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,135,000 | 119,338,000 | 127,216,000 | 134,959,000 |
| Interest-bearing deposits | 102,062,000 | 97,691,000 | 101,109,000 | 112,710,000 |
| Noninterest-bearing deposits | 25,073,000 | 21,647,000 | 26,107,000 | 22,249,000 |
| Equity capital | 12,712,000 | 13,025,000 | 13,119,000 | 13,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,409,000 | 6,792,000 | 9,427,000 |
| Interest expense | 720,000 | 1,556,000 | 2,404,000 | 3,376,000 |
| Net interest income | 1,397,000 | 2,853,000 | 4,388,000 | 6,051,000 |
| Noninterest income | 1,370,000 | 2,592,000 | 3,491,000 | 4,661,000 |
| Noninterest expense | 2,369,000 | 4,607,000 | 6,804,000 | 9,089,000 |
| Provision for loan losses | 0 | 63,000 | 107,000 | 517,000 |
| Pretax income | 406,000 | 783,000 | 976,000 | 1,114,000 |
| Income tax | 139,000 | 266,000 | 322,000 | 356,000 |
| Net income | 267,000 | 517,000 | 654,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,844,000 | 13,045,000 | 13,182,000 | 13,225,000 |
| Total capital | 14,046,000 | 14,188,000 | 14,237,000 | 14,404,000 |
| Risk-weighted assets | 121,196,000 | 122,989,000 | 126,063,000 | 129,715,000 |