Call reports 2004
NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK — 2004
What NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 136,411,000 | 135,582,000 | 139,146,000 | 193,580,000 |
| Total loans | 103,716,000 | 105,670,000 | 108,536,000 | 109,207,000 |
| Allowance for loan losses | 1,493,000 | 1,452,000 | 1,399,000 | 1,343,000 |
| Securities available for sale | 12,993,000 | 16,826,000 | 16,143,000 | 16,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,314,000 | 114,818,000 | 114,600,000 | 171,496,000 |
| Interest-bearing deposits | 97,815,000 | 94,371,000 | 92,436,000 | 152,845,000 |
| Noninterest-bearing deposits | 19,499,000 | 20,447,000 | 22,164,000 | 18,651,000 |
| Equity capital | 11,067,000 | 11,964,000 | 12,473,000 | 12,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,865,000 | 3,655,000 | 5,562,000 | 7,541,000 |
| Interest expense | 480,000 | 929,000 | 1,386,000 | 1,919,000 |
| Net interest income | 1,385,000 | 2,726,000 | 4,176,000 | 5,622,000 |
| Noninterest income | 795,000 | 3,552,000 | 4,709,000 | 5,895,000 |
| Noninterest expense | 1,873,000 | 4,180,000 | 6,303,000 | 8,504,000 |
| Provision for loan losses | 37,000 | 43,000 | 46,000 | 48,000 |
| Pretax income | 319,000 | 2,104,000 | 2,601,000 | 3,030,000 |
| Income tax | 117,000 | 795,000 | 979,000 | 1,134,000 |
| Net income | 202,000 | 1,309,000 | 1,622,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,030,000 | 12,103,000 | 12,416,000 | 12,625,000 |
| Total capital | 12,362,000 | 13,438,000 | 13,775,000 | 13,968,000 |
| Risk-weighted assets | 106,407,000 | 106,648,000 | 108,655,000 | 121,392,000 |