Call reports 2003
NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK — 2003
What NATIONAL BANK OF ARKANSAS IN NORTH LITTLE ROCK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 131,325,000 | 135,038,000 | 135,326,000 | 141,097,000 |
| Total loans | 103,583,000 | 106,776,000 | 110,672,000 | 108,235,000 |
| Allowance for loan losses | 916,000 | 942,000 | 1,006,000 | 1,532,000 |
| Securities available for sale | 9,302,000 | 11,023,000 | 10,487,000 | 12,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,675,000 | 118,718,000 | 120,481,000 | 122,202,000 |
| Interest-bearing deposits | 92,049,000 | 95,500,000 | 100,171,000 | 104,441,000 |
| Noninterest-bearing deposits | 22,626,000 | 23,218,000 | 20,310,000 | 17,761,000 |
| Equity capital | 10,772,000 | 10,950,000 | 11,038,000 | 10,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000 | 4,059,000 | 6,225,000 | 8,136,000 |
| Interest expense | 517,000 | 1,019,000 | 1,537,000 | 2,039,000 |
| Net interest income | 1,479,000 | 3,040,000 | 4,688,000 | 6,097,000 |
| Noninterest income | 602,000 | 1,531,000 | 2,473,000 | 3,266,000 |
| Noninterest expense | 1,794,000 | 3,862,000 | 5,961,000 | 7,917,000 |
| Provision for loan losses | 60,000 | 149,000 | 249,000 | 811,000 |
| Pretax income | 237,000 | 570,000 | 961,000 | 649,000 |
| Income tax | 94,000 | 225,000 | 380,000 | 266,000 |
| Net income | 143,000 | 345,000 | 581,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,687,000 | 10,844,000 | 11,044,000 | 10,827,000 |
| Total capital | 11,603,000 | 11,786,000 | 12,050,000 | 12,196,000 |
| Risk-weighted assets | 100,666,000 | 106,116,000 | 110,070,000 | 109,374,000 |