Call reports 2022
LIBERTY NATIONAL BANK — 2022
What LIBERTY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 437,741,000 | 428,506,000 | 427,094,000 |
| Total loans | 296,600,000 | 287,059,000 | 297,051,000 |
| Allowance for loan losses | 4,537,000 | 4,543,000 | 4,519,000 |
| Securities available for sale | 66,539,000 | 61,806,000 | 58,835,000 |
| Securities held to maturity | 6,643,000 | 6,643,000 | 6,643,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 380,547,000 | 372,887,000 | 371,185,000 |
| Interest-bearing deposits | 226,175,000 | 224,366,000 | 223,981,000 |
| Noninterest-bearing deposits | 154,372,000 | 148,521,000 | 147,204,000 |
| Equity capital | 53,892,000 | 51,612,000 | 52,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 3,823,000 | 7,909,000 | 12,313,000 |
| Interest expense | 136,000 | 290,000 | 604,000 |
| Net interest income | 3,687,000 | 7,619,000 | 11,709,000 |
| Noninterest income | 382,000 | 801,000 | 1,144,000 |
| Noninterest expense | 2,815,000 | 5,570,000 | 8,742,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,254,000 | 2,850,000 | 4,111,000 |
| Income tax | 234,000 | 532,000 | 775,000 |
| Net income | 1,020,000 | 2,318,000 | 3,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 54,108,000 | 54,726,000 | 55,744,000 |
| Total capital | 58,245,000 | 58,748,000 | 59,858,000 |
| Risk-weighted assets | 330,573,000 | 321,220,000 | 328,759,000 |