Call reports 2021
LIBERTY NATIONAL BANK — 2021
What LIBERTY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 426,604,000 | 441,010,000 | 446,243,000 | 434,065,000 |
| Total loans | 321,489,000 | 330,377,000 | 315,308,000 | 295,411,000 |
| Allowance for loan losses | 4,149,000 | 4,275,000 | 4,405,000 | 4,532,000 |
| Securities available for sale | 42,500,000 | 42,138,000 | 42,929,000 | 48,835,000 |
| Securities held to maturity | 6,450,000 | 6,450,000 | 6,923,000 | 6,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,150,000 | 373,247,000 | 377,445,000 | 374,693,000 |
| Interest-bearing deposits | 233,892,000 | 241,077,000 | 243,940,000 | 231,483,000 |
| Noninterest-bearing deposits | 126,258,000 | 132,170,000 | 133,505,000 | 143,210,000 |
| Equity capital | 52,870,000 | 53,881,000 | 55,288,000 | 55,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,320,000 | 8,711,000 | 13,180,000 | 17,464,000 |
| Interest expense | 283,000 | 522,000 | 748,000 | 915,000 |
| Net interest income | 4,037,000 | 8,189,000 | 12,432,000 | 16,549,000 |
| Noninterest income | 810,000 | 1,346,000 | 1,798,000 | 2,260,000 |
| Noninterest expense | 2,749,000 | 5,395,000 | 8,516,000 | 11,821,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,978,000 | 3,903,000 | 5,357,000 | 6,511,000 |
| Income tax | 346,000 | 733,000 | 1,009,000 | 1,226,000 |
| Net income | 1,632,000 | 3,170,000 | 4,348,000 | 5,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,786,000 | 51,650,000 | 52,827,000 | 53,089,000 |
| Total capital | 54,765,000 | 55,826,000 | 57,003,000 | 57,106,000 |
| Risk-weighted assets | 318,149,000 | 334,019,000 | 333,870,000 | 320,814,000 |