Call reports 2020
LIBERTY NATIONAL BANK — 2020
What LIBERTY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 351,045,000 | 406,009,000 | 406,293,000 | 398,452,000 |
| Total loans | 270,621,000 | 295,860,000 | 308,726,000 | 311,823,000 |
| Allowance for loan losses | 2,762,000 | 2,837,000 | 2,912,000 | 4,060,000 |
| Securities available for sale | 38,840,000 | 37,425,000 | 35,407,000 | 38,409,000 |
| Securities held to maturity | 2,332,000 | 2,335,000 | 2,337,000 | 5,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,271,000 | 321,572,000 | 325,528,000 | 323,771,000 |
| Interest-bearing deposits | 199,537,000 | 211,589,000 | 223,222,000 | 209,166,000 |
| Noninterest-bearing deposits | 84,734,000 | 109,983,000 | 102,306,000 | 114,605,000 |
| Equity capital | 48,917,000 | 49,909,000 | 51,229,000 | 51,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,056,000 | 8,166,000 | 12,276,000 | 16,576,000 |
| Interest expense | 642,000 | 1,153,000 | 1,591,000 | 1,948,000 |
| Net interest income | 3,414,000 | 7,013,000 | 10,685,000 | 14,628,000 |
| Noninterest income | 313,000 | 880,000 | 1,702,000 | 2,765,000 |
| Noninterest expense | 2,590,000 | 4,942,000 | 7,863,000 | 10,723,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 1,250,000 |
| Pretax income | 1,106,000 | 2,845,000 | 4,343,000 | 5,464,000 |
| Income tax | 216,000 | 570,000 | 864,000 | 1,081,000 |
| Net income | 890,000 | 2,275,000 | 3,479,000 | 4,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,733,000 | 47,671,000 | 48,876,000 | 49,154,000 |
| Total capital | 49,495,000 | 50,508,000 | 51,788,000 | 52,948,000 |
| Risk-weighted assets | 278,777,000 | 286,444,000 | 296,446,000 | 303,257,000 |