Call reports 2019
LIBERTY NATIONAL BANK — 2019
What LIBERTY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 354,606,000 | 358,391,000 | 342,492,000 | 337,523,000 |
| Total loans | 260,286,000 | 263,277,000 | 264,126,000 | 262,013,000 |
| Allowance for loan losses | 2,593,000 | 2,703,000 | 2,758,000 | 2,625,000 |
| Securities available for sale | 47,072,000 | 46,668,000 | 45,589,000 | 42,711,000 |
| Securities held to maturity | 2,322,000 | 2,324,000 | 2,327,000 | 2,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,789,000 | 304,035,000 | 287,641,000 | 276,517,000 |
| Interest-bearing deposits | 225,423,000 | 226,750,000 | 208,651,000 | 195,783,000 |
| Noninterest-bearing deposits | 76,366,000 | 77,285,000 | 78,990,000 | 80,734,000 |
| Equity capital | 45,073,000 | 46,080,000 | 47,086,000 | 47,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,983,000 | 8,130,000 | 12,311,000 | 16,542,000 |
| Interest expense | 584,000 | 1,289,000 | 2,106,000 | 2,816,000 |
| Net interest income | 3,399,000 | 6,841,000 | 10,205,000 | 13,726,000 |
| Noninterest income | 278,000 | 589,000 | 932,000 | 1,278,000 |
| Noninterest expense | 2,381,000 | 4,662,000 | 7,119,000 | 9,837,000 |
| Provision for loan losses | 165,000 | 275,000 | 330,000 | 330,000 |
| Pretax income | 1,131,000 | 2,493,000 | 3,688,000 | 4,837,000 |
| Income tax | 210,000 | 474,000 | 700,000 | 920,000 |
| Net income | 921,000 | 2,019,000 | 2,988,000 | 3,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,998,000 | 44,495,000 | 45,464,000 | 45,842,000 |
| Total capital | 46,591,000 | 47,198,000 | 48,222,000 | 48,467,000 |
| Risk-weighted assets | 264,707,000 | 269,953,000 | 269,744,000 | 268,377,000 |