Call reports 2018
LIBERTY NATIONAL BANK — 2018
What LIBERTY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 322,040,000 | 329,516,000 | 326,998,000 | 338,945,000 |
| Total loans | 245,265,000 | 244,595,000 | 247,421,000 | 266,980,000 |
| Allowance for loan losses | 2,600,000 | 2,877,000 | 3,033,000 | 2,428,000 |
| Securities available for sale | 46,075,000 | 45,390,000 | 45,534,000 | 46,297,000 |
| Securities held to maturity | 2,311,000 | 2,313,000 | 2,316,000 | 2,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,655,000 | 288,666,000 | 276,733,000 | 277,067,000 |
| Interest-bearing deposits | 212,193,000 | 216,681,000 | 207,199,000 | 205,733,000 |
| Noninterest-bearing deposits | 73,462,000 | 71,985,000 | 69,534,000 | 71,334,000 |
| Equity capital | 29,275,000 | 32,892,000 | 42,888,000 | 43,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,916,000 | 10,563,000 | 14,448,000 |
| Interest expense | 345,000 | 761,000 | 1,224,000 | 1,732,000 |
| Net interest income | 2,972,000 | 6,155,000 | 9,339,000 | 12,716,000 |
| Noninterest income | 248,000 | 686,000 | 966,000 | 1,245,000 |
| Noninterest expense | 2,224,000 | 4,326,000 | 6,649,000 | 8,800,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 846,000 | 2,215,000 | 3,206,000 | 4,561,000 |
| Income tax | 144,000 | 391,000 | 577,000 | 839,000 |
| Net income | 702,000 | 1,824,000 | 2,629,000 | 3,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,672,000 | 32,355,000 | 42,531,000 | 43,078,000 |
| Total capital | 31,271,000 | 35,232,000 | 45,564,000 | 45,506,000 |
| Risk-weighted assets | 246,175,000 | 245,048,000 | 248,076,000 | 266,654,000 |