Call reports 2017
LIBERTY NATIONAL BANK — 2017
What LIBERTY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 311,641,000 | 298,048,000 | 308,461,000 | 302,792,000 |
| Total loans | 213,427,000 | 222,962,000 | 228,765,000 | 231,953,000 |
| Allowance for loan losses | 2,187,000 | 2,274,000 | 2,407,000 | 2,359,000 |
| Securities available for sale | 42,303,000 | 41,497,000 | 40,941,000 | 44,491,000 |
| Securities held to maturity | 2,299,000 | 2,302,000 | 2,305,000 | 2,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,112,000 | 262,328,000 | 267,297,000 | 266,082,000 |
| Interest-bearing deposits | 210,677,000 | 199,253,000 | 201,811,000 | 193,006,000 |
| Noninterest-bearing deposits | 66,435,000 | 63,075,000 | 65,486,000 | 73,076,000 |
| Equity capital | 27,830,000 | 28,510,000 | 29,156,000 | 29,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 6,031,000 | 9,280,000 | 12,394,000 |
| Interest expense | 235,000 | 474,000 | 707,000 | 1,006,000 |
| Net interest income | 2,664,000 | 5,557,000 | 8,573,000 | 11,388,000 |
| Noninterest income | 252,000 | 540,000 | 825,000 | 1,108,000 |
| Noninterest expense | 2,148,000 | 4,197,000 | 6,374,000 | 8,422,000 |
| Provision for loan losses | 135,000 | 225,000 | 360,000 | 450,000 |
| Pretax income | 639,000 | 1,681,000 | 2,670,000 | 3,630,000 |
| Income tax | 171,000 | 490,000 | 788,000 | 1,140,000 |
| Net income | 468,000 | 1,191,000 | 1,882,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,625,000 | 26,986,000 | 27,677,000 | 27,971,000 |
| Total capital | 28,812,000 | 29,260,000 | 30,084,000 | 30,330,000 |
| Risk-weighted assets | 216,481,000 | 222,125,000 | 230,845,000 | 232,486,000 |