Call reports 2012
LIBERTY NATIONAL BANK — 2012
What LIBERTY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 210,938,000 | 210,932,000 | 212,742,000 | 216,068,000 |
| Total loans | 142,760,000 | 148,877,000 | 153,599,000 | 148,582,000 |
| Allowance for loan losses | 1,735,000 | 1,755,000 | 1,999,000 | 1,760,000 |
| Securities available for sale | 32,904,000 | 34,736,000 | 34,854,000 | 34,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,631,000 | 171,108,000 | 174,633,000 | 178,243,000 |
| Interest-bearing deposits | 131,194,000 | 128,186,000 | 130,350,000 | 134,514,000 |
| Noninterest-bearing deposits | 40,437,000 | 42,922,000 | 44,283,000 | 43,729,000 |
| Equity capital | 22,485,000 | 22,645,000 | 23,083,000 | 22,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,227,000 | 4,454,000 | 6,681,000 | 8,853,000 |
| Interest expense | 280,000 | 538,000 | 777,000 | 1,008,000 |
| Net interest income | 1,947,000 | 3,916,000 | 5,904,000 | 7,845,000 |
| Noninterest income | 321,000 | 636,000 | 996,000 | 1,347,000 |
| Noninterest expense | 1,653,000 | 3,350,000 | 4,994,000 | 6,825,000 |
| Provision for loan losses | 60,000 | 75,000 | 325,000 | 765,000 |
| Pretax income | 555,000 | 1,127,000 | 1,581,000 | 1,951,000 |
| Income tax | 138,000 | 283,000 | 387,000 | 466,000 |
| Net income | 417,000 | 844,000 | 1,194,000 | 1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,025,000 | 20,106,000 | 20,475,000 | 20,451,000 |
| Total capital | 21,760,000 | 21,861,000 | 22,347,000 | 22,211,000 |
| Risk-weighted assets | 141,705,000 | 144,541,000 | 149,641,000 | 149,496,000 |