Call reports 2011
LIBERTY NATIONAL BANK — 2011
What LIBERTY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 201,448,000 | 202,075,000 | 198,401,000 | 203,200,000 |
| Total loans | 139,521,000 | 143,466,000 | 148,032,000 | 149,381,000 |
| Allowance for loan losses | 1,829,000 | 1,761,000 | 1,820,000 | 1,816,000 |
| Securities available for sale | 36,117,000 | 32,826,000 | 32,826,000 | 31,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,878,000 | 163,852,000 | 159,392,000 | 163,700,000 |
| Interest-bearing deposits | 128,663,000 | 126,533,000 | 122,570,000 | 125,043,000 |
| Noninterest-bearing deposits | 35,215,000 | 37,319,000 | 36,822,000 | 38,657,000 |
| Equity capital | 20,870,000 | 21,193,000 | 22,029,000 | 22,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,441,000 | 6,686,000 | 9,000,000 |
| Interest expense | 367,000 | 675,000 | 961,000 | 1,251,000 |
| Net interest income | 1,832,000 | 3,766,000 | 5,725,000 | 7,749,000 |
| Noninterest income | 264,000 | 568,000 | 932,000 | 1,266,000 |
| Noninterest expense | 1,532,000 | 3,079,000 | 4,630,000 | 6,234,000 |
| Provision for loan losses | 45,000 | 318,000 | 363,000 | 515,000 |
| Pretax income | 519,000 | 1,188,000 | 1,915,000 | 2,517,000 |
| Income tax | 89,000 | 227,000 | 404,000 | 542,000 |
| Net income | 430,000 | 961,000 | 1,511,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,694,000 | 18,906,000 | 19,476,000 | 19,591,000 |
| Total capital | 20,417,000 | 20,667,000 | 21,269,000 | 21,407,000 |
| Risk-weighted assets | 137,736,000 | 141,053,000 | 143,423,000 | 145,412,000 |