Call reports 2010
LIBERTY NATIONAL BANK — 2010
What LIBERTY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 200,480,000 | 200,637,000 | 203,111,000 | 203,102,000 |
| Total loans | 139,065,000 | 140,729,000 | 141,573,000 | 141,101,000 |
| Allowance for loan losses | 1,765,000 | 1,863,000 | 1,848,000 | 1,787,000 |
| Securities available for sale | 36,819,000 | 37,208,000 | 37,334,000 | 35,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,464,000 | 161,961,000 | 164,927,000 | 165,705,000 |
| Interest-bearing deposits | 132,611,000 | 132,489,000 | 133,772,000 | 131,166,000 |
| Noninterest-bearing deposits | 29,853,000 | 29,472,000 | 31,155,000 | 34,539,000 |
| Equity capital | 20,255,000 | 20,238,000 | 21,202,000 | 20,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,320,000 | 4,641,000 | 6,959,000 | 9,213,000 |
| Interest expense | 455,000 | 897,000 | 1,318,000 | 1,744,000 |
| Net interest income | 1,865,000 | 3,744,000 | 5,641,000 | 7,469,000 |
| Noninterest income | 286,000 | 606,000 | 964,000 | 1,547,000 |
| Noninterest expense | 1,511,000 | 2,999,000 | 4,465,000 | 6,024,000 |
| Provision for loan losses | 45,000 | 338,000 | 383,000 | 673,000 |
| Pretax income | 595,000 | 1,264,000 | 2,008,000 | 2,570,000 |
| Income tax | 156,000 | 335,000 | 533,000 | 663,000 |
| Net income | 439,000 | 929,000 | 1,475,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,903,000 | 18,072,000 | 18,634,000 | 18,244,000 |
| Total capital | 19,600,000 | 19,799,000 | 20,375,000 | 19,986,000 |
| Risk-weighted assets | 135,667,000 | 137,277,000 | 139,221,000 | 139,335,000 |