Call reports 2001
LIBERTY NATIONAL BANK — 2001
What LIBERTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 156,365,000 | 156,729,000 | 161,316,000 | 154,045,000 |
| Total loans | 103,571,000 | 108,317,000 | 112,846,000 | 109,662,000 |
| Allowance for loan losses | 955,000 | 950,000 | 916,000 | 880,000 |
| Securities available for sale | 36,909,000 | 34,216,000 | 32,597,000 | 30,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,190,000 | 134,084,000 | 141,058,000 | 131,846,000 |
| Interest-bearing deposits | 110,462,000 | 113,024,000 | 113,356,000 | 106,696,000 |
| Noninterest-bearing deposits | 23,728,000 | 21,060,000 | 27,702,000 | 25,150,000 |
| Equity capital | 15,115,000 | 15,190,000 | 15,798,000 | 15,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,853,000 | 5,770,000 | 8,585,000 | 11,297,000 |
| Interest expense | 1,372,000 | 2,720,000 | 4,002,000 | 5,115,000 |
| Net interest income | 1,481,000 | 3,050,000 | 4,583,000 | 6,182,000 |
| Noninterest income | 197,000 | 477,000 | 739,000 | 929,000 |
| Noninterest expense | 1,234,000 | 2,484,000 | 3,805,000 | 5,140,000 |
| Provision for loan losses | 30,000 | 65,000 | 110,000 | 170,000 |
| Pretax income | 414,000 | 978,000 | 1,407,000 | 1,801,000 |
| Income tax | 38,000 | 150,000 | 210,000 | 275,000 |
| Net income | 376,000 | 828,000 | 1,197,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,650,000 | 14,164,000 | 14,548,000 | 14,544,000 |
| Total capital | 15,605,000 | 15,114,000 | 15,464,000 | 15,424,000 |
| Risk-weighted assets | 105,876,000 | 108,180,000 | 110,463,000 | 106,427,000 |