Call reports 2016
BANK OF FLOYD — 2016
What BANK OF FLOYD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 254,842,000 | 248,561,000 |
| Total loans | 164,152,000 | 163,042,000 |
| Allowance for loan losses | 2,175,000 | 2,075,000 |
| Securities available for sale | 64,476,000 | 59,327,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 218,110,000 | 219,667,000 |
| Interest-bearing deposits | 178,847,000 | 179,388,000 |
| Noninterest-bearing deposits | 39,263,000 | 40,279,000 |
| Equity capital | 19,606,000 | 19,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 2,343,000 | 4,663,000 |
| Interest expense | 334,000 | 652,000 |
| Net interest income | 2,009,000 | 4,011,000 |
| Noninterest income | 229,000 | 521,000 |
| Noninterest expense | 2,181,000 | 4,879,000 |
| Provision for loan losses | 0 | -50,000 |
| Pretax income | 57,000 | -297,000 |
| Income tax | 0 | 0 |
| Net income | 57,000 | -297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 19,769,000 | 19,416,000 |
| Total capital | 21,905,000 | 21,491,000 |
| Risk-weighted assets | 170,825,000 | 166,620,000 |