Call report 2004Q4
BANK OF FLOYD — 2004Q4
The 22 measures BANK OF FLOYD reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,320,000 | USD | evidence → |
| Total loans | 120,298,000 | USD | evidence → |
| Allowance for loan losses | 1,606,000 | USD | evidence → |
| Securities available for sale | 20,141,000 | USD | evidence → |
| Securities held to maturity | 20,001,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,259,000 | USD | evidence → |
| Interest-bearing deposits | 134,088,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,171,000 | USD | evidence → |
| Equity capital | 17,502,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,646,000 | USD | evidence → |
| Interest expense | 3,157,000 | USD | evidence → |
| Net interest income | 6,489,000 | USD | evidence → |
| Noninterest income | 654,000 | USD | evidence → |
| Noninterest expense | 3,952,000 | USD | evidence → |
| Provision for loan losses | 55,000 | USD | evidence → |
| Pretax income | 3,140,000 | USD | evidence → |
| Income tax | 709,000 | USD | evidence → |
| Net income | 2,431,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,421,000 | USD | evidence → |
| Total capital | 19,002,000 | USD | evidence → |
| Risk-weighted assets | 126,474,000 | USD | evidence → |