Call report 2003Q4
BANK OF FLOYD — 2003Q4
The 22 measures BANK OF FLOYD reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,972,000 | USD | evidence → |
| Total loans | 116,276,000 | USD | evidence → |
| Allowance for loan losses | 1,672,000 | USD | evidence → |
| Securities available for sale | 20,989,000 | USD | evidence → |
| Securities held to maturity | 18,560,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 161,688,000 | USD | evidence → |
| Interest-bearing deposits | 136,291,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,397,000 | USD | evidence → |
| Equity capital | 15,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,637,000 | USD | evidence → |
| Interest expense | 3,810,000 | USD | evidence → |
| Net interest income | 5,827,000 | USD | evidence → |
| Noninterest income | 774,000 | USD | evidence → |
| Noninterest expense | 3,494,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 3,077,000 | USD | evidence → |
| Income tax | 720,000 | USD | evidence → |
| Net income | 2,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,759,000 | USD | evidence → |
| Total capital | 17,279,000 | USD | evidence → |
| Risk-weighted assets | 121,602,000 | USD | evidence → |