Call reports 2014
RESOLUTE BANK — 2014
What RESOLUTE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,602,000 | 31,756,000 | 31,987,000 | 33,124,000 |
| Total loans | 18,041,000 | 19,108,000 | 18,645,000 | 20,997,000 |
| Allowance for loan losses | 1,067,000 | 854,000 | 758,000 | 759,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,283,000 | 28,776,000 | 29,386,000 | 29,958,000 |
| Interest-bearing deposits | 22,868,000 | 21,671,000 | 22,591,000 | 23,717,000 |
| Noninterest-bearing deposits | 6,415,000 | 7,105,000 | 6,795,000 | 6,241,000 |
| Equity capital | 3,220,000 | 2,938,000 | 2,515,000 | 3,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 551,000 | 812,000 | 1,083,000 |
| Interest expense | 33,000 | 67,000 | 99,000 | 134,000 |
| Net interest income | 242,000 | 484,000 | 713,000 | 949,000 |
| Noninterest income | 70,000 | 154,000 | 254,000 | 452,000 |
| Noninterest expense | 467,000 | 1,077,000 | 1,828,000 | 2,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -155,000 | -439,000 | -861,000 | -1,285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -155,000 | -439,000 | -861,000 | -1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,220,000 | 2,937,000 | 2,514,000 | 3,090,000 |
| Total capital | 3,446,000 | 3,187,000 | 2,759,000 | 3,343,000 |
| Risk-weighted assets | 17,271,000 | 19,405,000 | 19,067,000 | 19,703,000 |