Call reports 2013
RESOLUTE BANK — 2013
What RESOLUTE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 32,815,000 | 31,211,000 | 28,179,000 | 31,916,000 |
| Total loans | 22,196,000 | 21,140,000 | 21,299,000 | 19,319,000 |
| Allowance for loan losses | 999,000 | 1,009,000 | 1,042,000 | 1,055,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,519,000 | 30,079,000 | 27,177,000 | 28,650,000 |
| Interest-bearing deposits | 26,334,000 | 24,922,000 | 22,178,000 | 22,295,000 |
| Noninterest-bearing deposits | 5,185,000 | 5,157,000 | 4,999,000 | 6,355,000 |
| Equity capital | 1,256,000 | 1,079,000 | 931,000 | 3,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 668,000 | 990,000 | 1,296,000 |
| Interest expense | 46,000 | 92,000 | 130,000 | 166,000 |
| Net interest income | 298,000 | 576,000 | 860,000 | 1,130,000 |
| Noninterest income | 30,000 | 72,000 | 130,000 | 155,000 |
| Noninterest expense | 477,000 | 973,000 | 1,463,000 | 2,063,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | -150,000 | -327,000 | -475,000 | -780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -150,000 | -327,000 | -475,000 | -780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,255,000 | 1,078,000 | 930,000 | 3,225,000 |
| Total capital | 1,527,000 | 1,339,000 | 1,193,000 | 3,465,000 |
| Risk-weighted assets | 21,055,000 | 20,134,000 | 20,262,000 | 18,381,000 |