Call reports 2012
RESOLUTE BANK — 2012
What RESOLUTE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,338,000 | 35,072,000 | 35,360,000 | 34,977,000 |
| Total loans | 24,206,000 | 24,915,000 | 23,458,000 | 23,596,000 |
| Allowance for loan losses | 1,049,000 | 1,003,000 | 1,014,000 | 1,025,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,517,000 | 33,450,000 | 33,821,000 | 33,559,000 |
| Interest-bearing deposits | 26,926,000 | 26,590,000 | 26,492,000 | 27,075,000 |
| Noninterest-bearing deposits | 6,591,000 | 6,860,000 | 7,329,000 | 6,484,000 |
| Equity capital | 1,773,000 | 1,596,000 | 1,502,000 | 1,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 733,000 | 1,111,000 | 1,475,000 |
| Interest expense | 70,000 | 140,000 | 198,000 | 246,000 |
| Net interest income | 305,000 | 593,000 | 913,000 | 1,229,000 |
| Noninterest income | 36,000 | 23,000 | 66,000 | 100,000 |
| Noninterest expense | 432,000 | 883,000 | 1,339,000 | 1,793,000 |
| Provision for loan losses | 4,000 | 5,000 | 6,000 | 6,000 |
| Pretax income | -95,000 | -272,000 | -366,000 | -470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -95,000 | -272,000 | -366,000 | -470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,773,000 | 1,596,000 | 1,502,000 | 1,398,000 |
| Total capital | 2,070,000 | 1,899,000 | 1,786,000 | 1,702,000 |
| Risk-weighted assets | 22,990,000 | 23,502,000 | 21,969,000 | 23,619,000 |