Call reports 2025
AMERICAN BANK, NATIONAL ASSOCIATION — 2025
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,517,020,000 | 2,552,612,000 | 2,579,067,000 | 2,505,741,000 |
| Total loans | 1,752,211,000 | 1,801,982,000 | 1,873,485,000 | 1,908,257,000 |
| Allowance for loan losses | 18,408,000 | 19,173,000 | 19,659,000 | 19,944,000 |
| Securities available for sale | 409,594,000 | 402,208,000 | 397,197,000 | 228,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,265,224,000 | 2,293,704,000 | 2,306,296,000 | 2,271,114,000 |
| Interest-bearing deposits | 1,651,179,000 | 1,671,383,000 | 1,658,923,000 | 1,660,435,000 |
| Noninterest-bearing deposits | 614,045,000 | 622,321,000 | 647,373,000 | 610,679,000 |
| Equity capital | 235,680,000 | 238,860,000 | 251,897,000 | 211,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 32,391,000 | 66,001,000 | 100,925,000 | 136,000,000 |
| Interest expense | 9,375,000 | 18,848,000 | 28,453,000 | 38,538,000 |
| Net interest income | 23,016,000 | 47,153,000 | 72,472,000 | 97,462,000 |
| Noninterest income | 4,162,000 | 8,332,000 | 13,065,000 | 13,706,000 |
| Noninterest expense | 18,928,000 | 39,492,000 | 59,394,000 | 108,876,000 |
| Provision for loan losses | 837,000 | 2,260,000 | 3,201,000 | 3,893,000 |
| Pretax income | 7,028,000 | 13,584,000 | 22,740,000 | -21,280,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,028,000 | 13,584,000 | 22,740,000 | -21,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,541,000 | 240,484,000 | 245,150,000 | 183,348,000 |
| Total capital | 260,427,000 | 261,899,000 | 267,105,000 | 205,679,000 |
| Risk-weighted assets | 1,927,964,000 | 1,984,815,000 | 2,117,707,000 | 2,087,350,000 |