Call reports 2023
AMERICAN BANK, NATIONAL ASSOCIATION — 2023
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,378,222,000 | 2,450,363,000 | 2,464,901,000 | 2,464,435,000 |
| Total loans | 1,555,731,000 | 1,625,567,000 | 1,670,849,000 | 1,711,626,000 |
| Allowance for loan losses | 16,694,000 | 17,696,000 | 17,381,000 | 17,098,000 |
| Securities available for sale | 569,164,000 | 494,405,000 | 465,398,000 | 473,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,145,576,000 | 2,133,760,000 | 2,151,467,000 | 2,125,663,000 |
| Interest-bearing deposits | 1,376,034,000 | 1,375,620,000 | 1,419,478,000 | 1,460,421,000 |
| Noninterest-bearing deposits | 769,542,000 | 758,140,000 | 731,989,000 | 665,242,000 |
| Equity capital | 204,171,000 | 207,962,000 | 201,553,000 | 223,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 27,337,000 | 57,266,000 | 88,301,000 | 120,361,000 |
| Interest expense | 3,378,000 | 9,493,000 | 17,334,000 | 26,365,000 |
| Net interest income | 23,959,000 | 47,773,000 | 70,967,000 | 93,996,000 |
| Noninterest income | 4,523,000 | 8,538,000 | 12,528,000 | 16,347,000 |
| Noninterest expense | 17,931,000 | 37,360,000 | 55,074,000 | 74,053,000 |
| Provision for loan losses | 1,484,000 | 2,688,000 | 2,688,000 | 2,708,000 |
| Pretax income | 9,030,000 | 16,048,000 | 25,518,000 | 32,232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,030,000 | 16,048,000 | 25,518,000 | 32,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,675,000 | 223,984,000 | 230,242,000 | 233,935,000 |
| Total capital | 236,128,000 | 242,633,000 | 248,576,000 | 253,121,000 |
| Risk-weighted assets | 1,733,911,000 | 1,772,470,000 | 1,865,963,000 | 1,909,500,000 |