Call reports 2022
AMERICAN BANK, NATIONAL ASSOCIATION — 2022
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,047,134,000 | 2,081,482,000 | 2,041,079,000 | 2,376,539,000 |
| Total loans | 1,184,114,000 | 1,184,731,000 | 1,202,800,000 | 1,531,186,000 |
| Allowance for loan losses | 14,539,000 | 14,976,000 | 15,380,000 | 15,269,000 |
| Securities available for sale | 563,188,000 | 547,276,000 | 549,200,000 | 576,308,000 |
| Securities held to maturity | 16,000 | 14,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,846,293,000 | 1,900,532,000 | 1,871,991,000 | 2,136,328,000 |
| Interest-bearing deposits | 1,098,048,000 | 1,113,412,000 | 1,069,507,000 | 1,287,903,000 |
| Noninterest-bearing deposits | 748,245,000 | 787,120,000 | 802,485,000 | 848,425,000 |
| Equity capital | 173,425,000 | 151,489,000 | 140,717,000 | 196,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,074,000 | 31,442,000 | 50,301,000 | 76,505,000 |
| Interest expense | 412,000 | 808,000 | 1,297,000 | 3,092,000 |
| Net interest income | 14,662,000 | 30,634,000 | 49,004,000 | 73,413,000 |
| Noninterest income | 4,225,000 | 8,364,000 | 12,512,000 | 18,112,000 |
| Noninterest expense | 14,020,000 | 28,727,000 | 44,053,000 | 65,204,000 |
| Provision for loan losses | 388,000 | 786,000 | 1,195,000 | 1,195,000 |
| Pretax income | 4,479,000 | 9,485,000 | 16,268,000 | 25,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,479,000 | 9,485,000 | 16,268,000 | 25,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,454,000 | 176,721,000 | 179,782,000 | 215,968,000 |
| Total capital | 189,643,000 | 192,312,000 | 195,732,000 | 231,959,000 |
| Risk-weighted assets | 1,355,822,000 | 1,373,704,000 | 1,413,848,000 | 1,709,457,000 |