Call reports 2021
AMERICAN BANK, NATIONAL ASSOCIATION — 2021
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,934,157,000 | 1,982,547,000 | 1,982,194,000 | 2,081,516,000 |
| Total loans | 1,129,998,000 | 1,147,836,000 | 1,116,475,000 | 1,157,268,000 |
| Allowance for loan losses | 13,014,000 | 13,239,000 | 13,468,000 | 14,132,000 |
| Securities available for sale | 387,591,000 | 450,127,000 | 481,883,000 | 573,242,000 |
| Securities held to maturity | 26,000 | 23,000 | 20,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,699,035,000 | 1,789,034,000 | 1,812,759,000 | 1,858,507,000 |
| Interest-bearing deposits | 1,056,712,000 | 1,110,100,000 | 1,083,011,000 | 1,110,245,000 |
| Noninterest-bearing deposits | 642,324,000 | 678,934,000 | 729,748,000 | 748,263,000 |
| Equity capital | 160,520,000 | 160,267,000 | 162,488,000 | 197,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,524,000 | 27,043,000 | 41,341,000 | 56,356,000 |
| Interest expense | 699,000 | 1,284,000 | 1,810,000 | 2,270,000 |
| Net interest income | 12,825,000 | 25,759,000 | 39,531,000 | 54,086,000 |
| Noninterest income | 2,850,000 | 5,902,000 | 8,521,000 | 11,358,000 |
| Noninterest expense | 11,385,000 | 23,359,000 | 36,505,000 | 50,901,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 910,000 |
| Pretax income | 5,199,000 | 9,201,000 | 12,156,000 | 14,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,199,000 | 9,201,000 | 12,156,000 | 14,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,462,000 | 153,450,000 | 155,164,000 | 169,719,000 |
| Total capital | 165,962,000 | 167,238,000 | 169,177,000 | 184,369,000 |
| Risk-weighted assets | 1,288,164,000 | 1,163,790,000 | 1,191,947,000 | 1,297,437,000 |