Call reports 2020
AMERICAN BANK, NATIONAL ASSOCIATION — 2020
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,595,206,000 | 1,895,681,000 | 1,936,692,000 | 1,916,506,000 |
| Total loans | 976,222,000 | 1,133,265,000 | 1,154,579,000 | 1,115,734,000 |
| Allowance for loan losses | 11,938,000 | 12,240,000 | 12,779,000 | 13,089,000 |
| Securities available for sale | 509,249,000 | 440,654,000 | 395,631,000 | 390,257,000 |
| Securities held to maturity | 40,000 | 36,000 | 32,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,348,653,000 | 1,612,804,000 | 1,650,026,000 | 1,651,342,000 |
| Interest-bearing deposits | 910,473,000 | 992,603,000 | 1,034,966,000 | 1,030,068,000 |
| Noninterest-bearing deposits | 438,180,000 | 620,201,000 | 615,060,000 | 621,274,000 |
| Equity capital | 155,057,000 | 156,238,000 | 159,308,000 | 164,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,072,000 | 28,131,000 | 41,999,000 | 56,270,000 |
| Interest expense | 1,420,000 | 2,523,000 | 3,512,000 | 4,412,000 |
| Net interest income | 12,652,000 | 25,608,000 | 38,487,000 | 51,858,000 |
| Noninterest income | 2,355,000 | 4,719,000 | 7,695,000 | 10,799,000 |
| Noninterest expense | 12,757,000 | 23,160,000 | 36,225,000 | 47,358,000 |
| Provision for loan losses | 957,000 | 6,917,000 | 6,917,000 | 6,917,000 |
| Pretax income | 1,453,000 | 1,643,000 | 4,461,000 | 9,756,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,453,000 | 1,643,000 | 4,461,000 | 9,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,328,000 | 142,770,000 | 145,840,000 | 149,863,000 |
| Total capital | 154,772,000 | 155,584,000 | 159,191,000 | 163,461,000 |
| Risk-weighted assets | 1,138,952,000 | 1,159,090,000 | 1,241,419,000 | 1,252,936,000 |