Call reports 2016
AMERICAN BANK, NATIONAL ASSOCIATION — 2016
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,267,784,000 | 1,253,608,000 | 1,276,144,000 | 1,238,323,000 |
| Total loans | 788,129,000 | 791,509,000 | 783,105,000 | 788,767,000 |
| Allowance for loan losses | 14,205,000 | 14,344,000 | 14,447,000 | 14,435,000 |
| Securities available for sale | 358,751,000 | 339,124,000 | 352,144,000 | 383,534,000 |
| Securities held to maturity | 114,000 | 109,000 | 104,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,147,404,000 | 1,131,759,000 | 1,153,449,000 | 1,122,243,000 |
| Interest-bearing deposits | 595,130,000 | 568,065,000 | 584,654,000 | 592,204,000 |
| Noninterest-bearing deposits | 552,274,000 | 563,694,000 | 568,795,000 | 530,039,000 |
| Equity capital | 118,853,000 | 120,330,000 | 121,195,000 | 113,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,209,000 | 22,035,000 | 32,857,000 | 43,958,000 |
| Interest expense | 146,000 | 287,000 | 434,000 | 586,000 |
| Net interest income | 11,063,000 | 21,748,000 | 32,423,000 | 43,372,000 |
| Noninterest income | 2,223,000 | 4,540,000 | 7,139,000 | 9,373,000 |
| Noninterest expense | 9,083,000 | 18,410,000 | 27,530,000 | 37,415,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,053,000 | 7,578,000 | 11,582,000 | 14,730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,053,000 | 7,578,000 | 11,582,000 | 14,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,990,000 | 108,836,000 | 110,119,000 | 111,768,000 |
| Total capital | 120,012,000 | 119,725,000 | 120,945,000 | 122,914,000 |
| Risk-weighted assets | 878,079,000 | 867,164,000 | 862,064,000 | 888,013,000 |