Call reports 2015
AMERICAN BANK, NATIONAL ASSOCIATION — 2015
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,281,544,000 | 1,335,104,000 | 1,295,516,000 | 1,299,396,000 |
| Total loans | 789,536,000 | 781,712,000 | 767,428,000 | 786,435,000 |
| Allowance for loan losses | 13,609,000 | 13,759,000 | 13,921,000 | 14,082,000 |
| Securities available for sale | 328,470,000 | 325,531,000 | 352,270,000 | 372,060,000 |
| Securities held to maturity | 136,000 | 131,000 | 126,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,168,001,000 | 1,222,046,000 | 1,178,177,000 | 1,182,860,000 |
| Interest-bearing deposits | 588,883,000 | 569,000,000 | 570,777,000 | 586,493,000 |
| Noninterest-bearing deposits | 579,118,000 | 653,046,000 | 607,400,000 | 596,367,000 |
| Equity capital | 111,337,000 | 110,881,000 | 114,724,000 | 114,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,185,000 | 22,417,000 | 33,247,000 | 44,281,000 |
| Interest expense | 188,000 | 348,000 | 499,000 | 651,000 |
| Net interest income | 10,997,000 | 22,069,000 | 32,748,000 | 43,630,000 |
| Noninterest income | 2,179,000 | 4,460,000 | 6,757,000 | 8,875,000 |
| Noninterest expense | 9,034,000 | 18,175,000 | 27,343,000 | 37,297,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,037,000 | 8,099,000 | 11,757,000 | 14,661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,037,000 | 8,099,000 | 11,757,000 | 14,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,214,000 | 105,036,000 | 106,334,000 | 107,738,000 |
| Total capital | 114,657,000 | 115,371,000 | 116,467,000 | 118,749,000 |
| Risk-weighted assets | 835,462,000 | 822,873,000 | 806,329,000 | 877,372,000 |