Call reports 2014
AMERICAN BANK, NATIONAL ASSOCIATION — 2014
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,259,892,000 | 1,259,821,000 | 1,293,114,000 | 1,271,298,000 |
| Total loans | 757,007,000 | 760,168,000 | 759,654,000 | 798,981,000 |
| Allowance for loan losses | 12,851,000 | 13,275,000 | 13,260,000 | 13,394,000 |
| Securities available for sale | 240,189,000 | 230,220,000 | 341,142,000 | 337,491,000 |
| Securities held to maturity | 163,000 | 157,000 | 149,000 | 142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,154,923,000 | 1,155,314,000 | 1,185,427,000 | 1,159,897,000 |
| Interest-bearing deposits | 574,927,000 | 555,587,000 | 563,627,000 | 577,798,000 |
| Noninterest-bearing deposits | 579,996,000 | 599,727,000 | 621,800,000 | 582,099,000 |
| Equity capital | 102,521,000 | 102,310,000 | 104,948,000 | 108,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,577,000 | 21,245,000 | 32,032,000 | 43,446,000 |
| Interest expense | 199,000 | 393,000 | 589,000 | 788,000 |
| Net interest income | 10,378,000 | 20,852,000 | 31,443,000 | 42,658,000 |
| Noninterest income | 2,085,000 | 4,454,000 | 6,850,000 | 9,194,000 |
| Noninterest expense | 8,770,000 | 17,754,000 | 26,630,000 | 36,059,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,050,000 | 1,200,000 |
| Pretax income | 3,243,000 | 6,652,000 | 10,613,000 | 14,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,243,000 | 6,652,000 | 10,613,000 | 14,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,988,000 | 100,141,000 | 101,450,000 | 103,577,000 |
| Total capital | 110,154,000 | 110,301,000 | 111,590,000 | 114,209,000 |
| Risk-weighted assets | 810,237,000 | 809,343,000 | 807,637,000 | 847,378,000 |