Call reports 2013
AMERICAN BANK, NATIONAL ASSOCIATION — 2013
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,134,917,000 | 1,182,023,000 | 1,208,233,000 | 1,199,620,000 |
| Total loans | 650,978,000 | 703,461,000 | 715,765,000 | 749,132,000 |
| Allowance for loan losses | 12,839,000 | 11,787,000 | 12,368,000 | 12,460,000 |
| Securities available for sale | 256,463,000 | 251,908,000 | 240,083,000 | 232,678,000 |
| Securities held to maturity | 193,000 | 183,000 | 176,000 | 169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,031,350,000 | 1,081,654,000 | 1,107,142,000 | 1,097,866,000 |
| Interest-bearing deposits | 503,395,000 | 517,088,000 | 532,667,000 | 555,232,000 |
| Noninterest-bearing deposits | 527,955,000 | 564,566,000 | 574,475,000 | 542,634,000 |
| Equity capital | 101,300,000 | 97,738,000 | 98,880,000 | 99,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,826,000 | 19,972,000 | 30,518,000 | 40,961,000 |
| Interest expense | 338,000 | 643,000 | 942,000 | 1,174,000 |
| Net interest income | 9,488,000 | 19,329,000 | 29,576,000 | 39,787,000 |
| Noninterest income | 2,146,000 | 4,490,000 | 7,024,000 | 9,252,000 |
| Noninterest expense | 8,370,000 | 17,082,000 | 25,709,000 | 35,040,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,325,000 | 1,700,000 |
| Pretax income | 2,889,000 | 6,000,000 | 9,579,000 | 10,913,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,889,000 | 6,000,000 | 9,579,000 | 10,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,284,000 | 94,615,000 | 97,704,000 | 98,497,000 |
| Total capital | 101,097,000 | 104,080,000 | 107,284,000 | 108,543,000 |
| Risk-weighted assets | 700,645,000 | 754,473,000 | 763,204,000 | 800,918,000 |