Call reports 2012
AMERICAN BANK, NATIONAL ASSOCIATION — 2012
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,066,508,000 | 1,084,603,000 | 1,096,807,000 | 1,142,792,000 |
| Total loans | 613,994,000 | 615,368,000 | 612,873,000 | 638,885,000 |
| Allowance for loan losses | 11,412,000 | 11,620,000 | 11,895,000 | 12,473,000 |
| Securities available for sale | 266,496,000 | 169,475,000 | 163,660,000 | 217,120,000 |
| Securities held to maturity | 218,000 | 212,000 | 206,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 965,677,000 | 983,153,000 | 993,618,000 | 1,038,907,000 |
| Interest-bearing deposits | 471,831,000 | 474,653,000 | 471,936,000 | 510,749,000 |
| Noninterest-bearing deposits | 493,846,000 | 508,500,000 | 521,682,000 | 528,158,000 |
| Equity capital | 98,995,000 | 99,479,000 | 100,921,000 | 101,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,094,000 | 20,013,000 | 29,551,000 | 39,226,000 |
| Interest expense | 353,000 | 691,000 | 1,029,000 | 1,372,000 |
| Net interest income | 9,741,000 | 19,322,000 | 28,522,000 | 37,854,000 |
| Noninterest income | 2,327,000 | 4,550,000 | 6,829,000 | 9,000,000 |
| Noninterest expense | 7,930,000 | 16,184,000 | 24,533,000 | 32,933,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,843,000 | 7,710,000 | 10,593,000 | 13,396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,843,000 | 7,710,000 | 10,593,000 | 13,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,993,000 | 90,247,000 | 90,437,000 | 91,388,000 |
| Total capital | 98,403,000 | 98,408,000 | 98,589,000 | 100,004,000 |
| Risk-weighted assets | 669,601,000 | 649,138,000 | 648,186,000 | 685,066,000 |