Call reports 2011
AMERICAN BANK, NATIONAL ASSOCIATION — 2011
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 975,168,000 | 1,013,684,000 | 1,058,345,000 | 1,053,569,000 |
| Total loans | 613,894,000 | 609,571,000 | 618,332,000 | 622,673,000 |
| Allowance for loan losses | 10,935,000 | 11,384,000 | 11,514,000 | 11,496,000 |
| Securities available for sale | 218,820,000 | 221,278,000 | 246,659,000 | 251,125,000 |
| Securities held to maturity | 251,000 | 246,000 | 236,000 | 228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 881,750,000 | 918,550,000 | 958,872,000 | 952,002,000 |
| Interest-bearing deposits | 465,147,000 | 469,113,000 | 489,905,000 | 474,321,000 |
| Noninterest-bearing deposits | 416,603,000 | 449,437,000 | 468,967,000 | 477,681,000 |
| Equity capital | 90,227,000 | 91,623,000 | 96,479,000 | 99,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,111,000 | 20,254,000 | 30,472,000 | 41,366,000 |
| Interest expense | 615,000 | 1,135,000 | 1,547,000 | 1,937,000 |
| Net interest income | 9,496,000 | 19,119,000 | 28,925,000 | 39,429,000 |
| Noninterest income | 1,996,000 | 4,065,000 | 6,763,000 | 9,084,000 |
| Noninterest expense | 8,209,000 | 16,867,000 | 25,134,000 | 33,239,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,250,000 | 1,550,000 |
| Pretax income | 2,833,000 | 5,551,000 | 9,438,000 | 15,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,833,000 | 5,551,000 | 9,438,000 | 15,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,114,000 | 83,201,000 | 85,398,000 | 89,455,000 |
| Total capital | 91,319,000 | 91,547,000 | 94,112,000 | 98,142,000 |
| Risk-weighted assets | 653,467,000 | 664,483,000 | 676,550,000 | 672,971,000 |